What most people don’t realize about using debit cards is this…
If your debit card is used for purchase whether legitimately or fraudulently, keep this in mind.
Whenever you make a purchase with a debit card, it removes or locks up the money in your bank account.
This means you no longer have that money available to withdraw or use for other purchases.
STOP USING DEBIT CARDS FOR PURCHASES!
Using a credit card not only gets you points but also means you are not using your own money to make purchases.
If you are charged mistakenly, none of the money in your bank account is impacted.
Also, using credit cards with that little contactless payment chip is virtually unhackable.
If you’re still worried, be sure to keep your contactless payment credit cards in an RFID protection wallet.
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